What currencies can I pay in?

Eflexsim charges in US dollars (USD) at launch. Whatever country you're paying from, the price you see at checkout is in USD and your bank converts to your local currency at their daily exchange rate. Multi-currency support (charging in EUR, GBP, CAD, AUD, and other major currencies directly) is on the roadmap for post-launch, but for now every transaction settles in USD.

Below: how your bank handles the conversion, typical FX fees to watch for, and what's coming next.

What you see at checkout

Every plan price on Eflexsim is in USD. A $10 Japan plan is exactly that: ten US dollars charged to your card. There's no automatic conversion at checkout to show you the price in your local currency.

If you're not used to USD pricing, a rough conversion at the time of writing:

• $10 USD ≈ €9.20 EUR ≈ £7.90 GBP ≈ C$13.60 CAD ≈ A$14.90 AUD ≈ ¥1,510 JPY

These are mid-market rates and shift daily. Your actual rate depends on what your bank charges.

How your bank converts

When you pay $10 USD with a card issued in a different currency, two things happen on your bank's end:

1. Exchange rate conversion. Your bank converts USD to your local currency using their daily rate. This rate is usually slightly worse than the mid-market rate you'd see on Google or XE.com. Banks typically add a 1-3% markup on top of the wholesale rate.

2. Foreign transaction fee (sometimes). Some cards charge an additional 1-3% fee on international transactions. Travel-friendly cards (Chase Sapphire, Capital One Venture, Wise, Revolut, N26) have zero FX fees. Most standard bank cards have a 2-3% FX fee.

The fee shows up on your statement as a separate line item or rolled into the converted total. Different banks show it differently.

How to minimize FX fees

For travelers who buy eSIMs regularly, a card with no foreign transaction fees pays for itself quickly. Options:

• Wise debit card. Built for international spending. Real mid-market rate, no FX fee. Available in most countries.
• Revolut. Similar to Wise. Free FX up to a monthly limit on free plans.
• N26 (Europe). No FX fees on standard debit usage.
• Chase Sapphire Preferred / Reserve, Capital One Venture, Bilt Mastercard (US). No FX fees on any international transaction.
• Curve card. Routes your existing card with better FX rates and no fees added.

For a one-time eSIM purchase, FX fees on a regular card add maybe $0.30-$1 to a $10-$30 transaction. Not worth changing cards over. For travelers buying eSIMs for every trip, a no-FX-fee card saves real money over time.

Why USD only at launch

A few reasons we kept it simple:

• Pricing transparency. One currency means one price. No ambiguity about whether the price you see is "really" what you pay.
• Bookkeeping clarity. Refunds, invoices, and reconciliation are simpler when everything is in one currency.
• Speed to launch. Multi-currency pricing requires either daily rate updates (where prices fluctuate) or fixed local prices (which need manual maintenance per country per plan). We picked USD-only to ship the core product faster.

Post-launch, the plan is to add at least EUR, GBP, CAD, AUD, and JPY pricing directly. The price you see will be the price you pay in your local currency, with no FX conversion on your end.

When is multi-currency coming?

No date yet. The roadmap calls for it within the first 6-12 months after launch, prioritized by where our customers actually come from. If 30% of our customers are paying from the UK, GBP support gets prioritized.

If you'd like to be notified when your currency is supported, sign up for an account and we'll email you. See how to create an Eflexsim account.

What about my refund?

Refunds happen in the same currency as the original purchase (USD). Your bank converts back to your local currency using their daily rate at the time of refund processing.

This means small currency-fluctuation gains or losses are normal. If you paid £8 to buy $10 USD and the rate moved by the time we refunded, you might receive £7.95 or £8.05 back. The USD amount refunded is the same $10; the local equivalent shifts with the market.

For more on refunds, see refund policy and how long does a refund take.

For payment methods accepted, see what payment methods does Eflexsim accept. For tax handling, see are taxes and VAT included. For refunds, see refund policy.